Screenshot: Mint
Arguably the least game-like app on this list, Mint is a free budgeting tool that’s gamified in that all the progress bars, checklists, and leaderboards work together to motivate you. You can set financial goals with personalized insights, custom budgets, spend tracking, and subscription monitoring.
Note: When it comes to gamifying your finances, be wary of apps that gamify investing. According to Dan Egan, Managing Director of Behavioral Finance at Betterment, “the platforms that gamify investing are trying to make money for themselves, not you, so the rewards are not necessarily optimized around you growing your money.” Proceed with caution.
