If you have yet to receive your coronavirus stimulus check, there may still be time. The IRS has extended the deadline to apply for one until Nov. 21 for “non-filers”—typically low-income earners or those with prolonged unemployment who earn below the income threshold requiring them to file a tax return. According to the IRS, roughly 9 million Americans are qualified but have not received their checks.
“We took this step to provide more time for those who have not yet received a payment to register to get their money, including those in low-income and underserved communities,” IRS Commissioner Chuck Rettig said in a statement.
How to use the Non-Filers tool
People who qualify for the extension will not have filed a 2018 or 2019 tax return, and have income below $24,400 for married couples or $12,200 for a single person. As non-filers are typically harder to reach and often have outdated contact information, the IRS has created a Non-Filers tool (available in English and Spanish) to ensure that money can still be claimed. Per the IRS:
Usually, married couples qualify to receive a $2,400 payment while others normally qualify to get $1,200. People with qualifying children under 17 can get up to an additional $500 for each child. People can qualify, even if they do not have earned income or work.
The tool will ask you to register for an online account, which will have a form for your personal information and an option for direct deposit. Two weeks after registering, you can track the status of your payment using the IRS Get My Payment tool. The idea is to get money in your hands—and you will not be asked to pay taxes on it.
The IRS plans to issue all payments before the December 31, 2020 deadline outlined in the CARES Act.
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Note, a federal judge recently ruled that prisoners should also qualify for a stimulus check, and has ordered the IRS to reconsider previously denied claims that were filed through the Non-Filers on the IRS’s website, according to Newsweek. The IRS says it’s planning to appeal the ruling, but it’s worth registering if you qualify.
Beware of scams
Make sure you are visiting the real IRS website before entering any personal information. Do not click on unverified links in any emails or texts you may receive. Remember, the IRS is not going to call, text, email, or contact you on social media asking for personal or bank account information.